See what a single lump-sum investment could become at a given annual return. Uses annual compounding on the amount you invest today.
Illustrative only. Assumes a constant annual return; real returns fluctuate. Not investment advice.
A lump sum is invested once and left to compound. The calculator uses the compound-interest formula:
FV = P × (1 + r)n
where P is the amount invested, r is the annual return, and n is the number of years.
A lump sum puts your full amount to work immediately, which helps when markets rise — but exposes you to timing risk if they fall right after. A SIP averages your entry price over time. Many investors combine both, or deploy a lump sum gradually via an STP. Read our note on SIP vs lumpsum.
We'll plan the deployment and map it to a goal.