// Lumpsum Calculator

Grow a one-time investment.

See what a single lump-sum investment could become at a given annual return. Uses annual compounding on the amount you invest today.

// Projection

Estimated value
Invested amount
Est. returns
InvestedReturns

Illustrative only. Assumes a constant annual return; real returns fluctuate. Not investment advice.

How the lumpsum calculator works

A lump sum is invested once and left to compound. The calculator uses the compound-interest formula:

FV = P × (1 + r)n

where P is the amount invested, r is the annual return, and n is the number of years.

Lumpsum vs SIP

A lump sum puts your full amount to work immediately, which helps when markets rise — but exposes you to timing risk if they fall right after. A SIP averages your entry price over time. Many investors combine both, or deploy a lump sum gradually via an STP. Read our note on SIP vs lumpsum.

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Put your lump sum to work.

We'll plan the deployment and map it to a goal.