ARTHUM
// Our story

Built for investors who want clarity, not pitches.

Arthum Wealth Services is the practice of Utkarsh Agrawal — an AMFI registered Mutual Fund Distributor based in Nagpur, Maharashtra, serving investors across India. The business was started after watching too many friends, family members and colleagues end up with portfolios that didn't match their goals.

Why we exist

Most Indians hold mutual funds. Fewer have a plan. Even fewer understand how their funds are constructed, what risk they're really taking, and what return they should expect.

Arthum was built to close that gap — with a research-first approach that treats every client like the institutional investor they should be treated as, regardless of ticket size.

How we work

  1. Listen first. Goals, timelines, dependents, existing portfolio, and the emotional relationship you have with money.
  2. Map it. A simple, written plan that links every rupee to a goal. Equity for growth, debt for stability, insurance for protection.
  3. Execute. SIPs, lump sums, insurance, NPS — handled end-to-end. You sign, we orchestrate.
  4. Review. Quarterly portfolio reviews, annual deep-dives, and a phone that picks up when markets get scary.

The international research lens

We don't just read Indian sell-side reports. We track global equity flows, sector rotations in the US and EU, currency cycles, and how the largest funds in the world are positioned. That perspective filters into every Indian fund recommendation we make — because Indian equities don't move in isolation from the world.

What we don't do

  • We don't push the highest-commission product.
  • We don't time markets or chase last year's winners.
  • We don't sell ULIPs disguised as investments.
  • We don't disappear after onboarding.

Credentials

  • AMFI Registered Mutual Fund Distributor (ARN-360064)
  • Partner — AssetPlus (technology platform for execution and reporting)
  • Empanelled with leading life and health insurance providers
If we can't articulate why a product belongs in your portfolio in plain English, we have no business recommending it.