ARTHUM1. About us
Arthum Wealth Services is the trade name under which Utkarsh Agrawal, an AMFI Registered Mutual Fund Distributor (ARN-360064), provides distribution and advisory services for mutual funds, insurance, NPS, fixed deposits and loans against mutual funds.
2. Acceptance of terms
By accessing or using www.arthumwealth.com (and any associated domains), you agree to these Terms of Service. If you do not agree, please do not use the website.
3. Nature of services
- Mutual fund distribution is provided as an AMFI registered MFD. We are not SEBI-registered Investment Advisors (RIAs). We do not charge a separate advisory fee for mutual fund distribution; we receive commission from AMCs out of the scheme's expense ratio.
- Insurance products are offered through tie-ups with licensed insurers; the insurer is the underwriter.
- NPS and FD products are facilitated through respective regulated platforms and institutions.
- Loans against mutual funds are offered by partner lenders subject to their credit policies.
4. Investment risk disclosure
Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance is not indicative of future returns. Insurance is the subject matter of solicitation. Tax benefits are subject to current law and may change.
5. No guaranteed returns
Nothing on this website constitutes a promise or guarantee of returns. All projections, illustrations, case studies and examples are for educational purposes and are not predictive.
6. Educational content
Articles, guides and case studies published on this website are for general information only and do not constitute personalised investment advice. Please consult before acting on anything you read.
7. Intellectual property
All content on this website (text, design, code, logos) is owned by Arthum Wealth Services unless otherwise stated. You may share and reference it with attribution, but you may not republish substantial portions without written permission.
8. External links
This website links to third-party platforms (AssetPlus, Google Forms, etc.). We are not responsible for the content, privacy practices or terms of those third parties.
9. Limitation of liability
To the maximum extent permitted by law, Arthum Wealth Services is not liable for any indirect, incidental or consequential losses arising from your use of this website or the services described herein.
10. Jurisdiction
These terms are governed by the laws of India. Any disputes will be subject to the exclusive jurisdiction of the courts in India.
11. Contact
For any queries about these terms, email utkarsh.agrawal777@gmail.com or call +91 95956 11222.