No. AMFI-registered mutual fund distributors are paid commission directly by the AMC out of the scheme's expense ratio. The expense ratio is the same whether you invest via a regular plan with a distributor or via a direct plan on your own. The difference: with us you also get research, planning and reviews.
Yes. Utkarsh Agrawal, a co-founder of Arthum Wealth Services, is an AMFI Registered Mutual Fund Distributor (ARN-360064).
You can start a SIP from as little as ₹500 per month. For lump-sum investing, most equity funds accept ₹5,000 minimum. We help you start with whatever amount you're comfortable with.
Use the AssetPlus quick-start link for fully paperless onboarding, or fill our Google onboarding form. KYC with Aadhaar-linked PAN takes about 10 minutes.
Yes. You can switch the ARN (advisor code) on your existing folios to us through a simple change-of-broker process. Your units stay invested — only the servicing relationship changes.
Quarterly portfolio reviews and one annual deep-dive. We also reach out proactively when market events (large drawdowns, rate changes, tax law changes) warrant a check-in.
No. Mutual fund investments are subject to market risks. Past performance is not indicative of future returns. Please read all scheme related documents carefully before investing.
Portfolio Management Services (PMS), Alternative Investment Funds (AIF), Specialized Investment Funds (SIF), term insurance, NPS, fixed deposits and loans against mutual funds — chosen on suitability, not commission. PMS, AIF and SIF carry SEBI-prescribed minimums of ₹50 lakh, ₹1 crore and ₹10 lakh respectively, so they only come up once the core portfolio is already built.
A credit facility where you pledge your mutual fund units and borrow against them at interest rates typically lower than personal loans. Your units stay invested and continue to compound. We help arrange digital sanction in 24–48 hours. Learn more.
We operate fully online and serve clients across India. Reach us on WhatsApp at utkarshmail or utkarsh@arthumwealth.com.
We don't have monthly sales targets to push specific products. Our approach is goal-first and product-second, with international equity research informing portfolio construction. You get a written plan, quarterly reviews, and one accountable advisor — not a rotating team of relationship managers.
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