# Arthum Wealth Services

> AMFI-registered Mutual Fund Distributor helping Indians invest with research and grow with a plan.

**Founder:** Utkarsh Agrawal (AMFI Registered MFD ท ARN-360064)
**Contact:** +91 95956 11222 ยท utkarsh.agrawal777@gmail.com
**Onboarding:** https://www.assetplus.in/mfd/utkarsh ยท https://forms.gle/SmAqwF7U6FU5biHw8
**Location:** Online โ€” serving investors across India

## What we cover
- Mutual Funds โ€” Equity, Debt, Hybrid, ELSS, International
- Health Insurance โ€” Family floater & individual
- Term Insurance โ€” Pure protection
- NPS โ€” Retirement
- Fixed Deposits โ€” Bank & corporate
- Loan Against MF โ€” Liquidity without redemption

## What makes us different
1. **Goal-first, product-second** โ€” every recommendation tied to a written goal.
2. **International equity research lens** โ€” we track global flows and sector rotations to inform Indian portfolio choices.
3. **You pay nothing extra** โ€” distributor commissions are paid by AMCs out of the scheme's expense ratio; no advisory invoices to you.

## Services
- [Mutual Fund Distribution](/services/mutual-funds/)
- [Health Insurance](/services/health-insurance/)
- [Term Insurance](/services/term-insurance/)
- [NPS](/services/nps/)
- [Fixed Deposits](/services/fixed-deposits/)
- [Loan Against Mutual Funds](/services/loan-against-mf/)

## Testimonials
- "Restructured a portfolio of 18 random funds into 6 that actually map to my goals." โ€” Rohit M., IT Professional, Pune
- "Explained term insurance and NPS in 30 minutes flat. No jargon, no pressure." โ€” Priya & Anand, Bengaluru
- "The international research perspective is what hooked me." โ€” Suresh K., Mumbai

## Call to action
Book a free 30-minute discovery call: [/contact/](/contact/)
Or quick-start onboarding: https://www.assetplus.in/mfd/utkarsh

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*Mutual fund investments are subject to market risks. Read all scheme related documents carefully.*