# SIP Calculator — Arthum Wealth Services

Project how a monthly Systematic Investment Plan (SIP) compounds into a corpus. Enter your monthly amount, expected annual return and time horizon.

**Formula (future value of a monthly annuity):** FV = P × [((1 + i)ⁿ − 1) ÷ i] × (1 + i), where P = monthly amount, i = annual return ÷ 12, n = number of months.

Key points:
- Returns are not guaranteed; equity funds are volatile year to year.
- Most of the corpus accrues in the final years thanks to compounding.
- Stepping up your SIP as income grows changes the outcome significantly.

Try also: [Lumpsum](/calculators/lumpsum/) · [Step-up SIP](/calculators/step-up-sip/) · [Goal SIP](/calculators/goal-sip/) · [SWP](/calculators/swp/)

Calculator outputs are illustrative estimates and do not guarantee returns. Mutual fund investments are subject to market risks.

**Start a SIP:** +91 95956 11222 · utkarsh.agrawal777@gmail.com · https://www.assetplus.in/mfd/utkarsh