# Retirement Calculator — Arthum Wealth Services

Factors in inflation to estimate the corpus that will fund your lifestyle through retirement — and the monthly SIP needed to build it before you stop working.

**How it works (three steps):**
1. Grow today's monthly expense by inflation to your retirement age.
2. Using an inflation-adjusted (real) post-retirement return, compute the corpus that funds those growing expenses until your life-expectancy age.
3. Find the SIP (earning your pre-retirement return) needed to build that corpus by retirement.

Why inflation matters: at 6% inflation, expenses roughly double every 12 years. Planning on today's numbers is the most common retirement mistake.

Levers you control: start early, step up contributions, and use the right vehicles (equity funds plus [NPS](/services/nps/)).

Try also: [SIP](/calculators/sip/) · [Step-up SIP](/calculators/step-up-sip/) · [SWP](/calculators/swp/) · [Goal SIP](/calculators/goal-sip/)

Calculator outputs are illustrative estimates and do not guarantee returns. Not investment advice.

**Start planning:** +91 95956 11222 · utkarsh.agrawal777@gmail.com · https://www.assetplus.in/mfd/utkarsh