# Lumpsum Calculator — Arthum Wealth Services

See how a one-time investment grows at an expected annual return over your chosen time horizon.

**Formula (compound interest):** FV = P × (1 + r)ⁿ, where P = amount invested, r = annual return, n = number of years.

Lumpsum vs SIP: a lump sum deploys your full amount immediately (timing risk), while a SIP averages your entry price. Many investors deploy a lump sum gradually via an STP.

Try also: [SIP](/calculators/sip/) · [Fixed Deposit](/calculators/fd/) · [Goal SIP](/calculators/goal-sip/)

Calculator outputs are illustrative estimates and do not guarantee returns. Mutual fund investments are subject to market risks.

**Start investing:** +91 95956 11222 · utkarsh.agrawal777@gmail.com · https://www.assetplus.in/mfd/utkarsh